Dorado provides cloud computing-based lending solutions to the financial services market. Currently, the company provides a comprehensive suite of enterprise lending automation solutions. The company's Enterprise Lending Systems (ELS) automates lending activities, consolidates internal and external functions into a unified process, and connects lenders with their partners and consumers in a collaborative, real-time environment. This open system environment enables transaction transparency and a more accurate data handling and recording process. Dorado's ChannelMaster suite is the only SaaS-based loan origination system on the market that offers lenders a multi-party collaborative network for streamlining loan origination and fulfillment from start to finish. Simply put, our LOS solutions help banks and other lenders to market, originate, price, and fulfill consumer loans.

Patented Platform-as-a-Service (PaaS) Architecture

Dorado's core PaaS networked architecture was first implemented at a client site in 1999 and is currently running at major banks throughout the United States and Canada. Uniquely designed to handle complex multi-party financial transactions, the platform is ideally suited for handling mortgage transactions, web service integrations, and similar complicated workflows. The company's primary application built on top of the platform, the ChannelMaster software-as-a-service (SaaS) suite is implemented in a modular fashion, as building blocks integrated into the master platform. This enables turnkey customizations such as localization for the Canadian market, and rapid solution response to changing market and regulatory conditions.

In addition to the core benefits of any SaaS system – flexibility, relatively fast time-to-market with minimal capital expenditures, and scalability, Dorado's patented technology enables it to offer SaaS solutions that enable real-time, multi-party collaboration amongst both internal and external entities. This "ERP-like" capability provides financial institutions with more control over service integrations, and a more transparent process that enables highly accurate data processing, with a system to better analyze file data, and with the ability to track and report on specific information.

ENTERPRISE LENDING SYSTEM
A High Performance Cloud Computing-based Loan Origination System (LOS) and Pricing Engine

ChannelMaster® Advisor is a networked, web interface solution for loan officer storefronts. Providing content management and lead processing, this software product enables personalized web marketing for loan originators, while allowing institutions to maintain centralized corporate control over branding, messaging, and policy.

ChannelMaster® POS is a multi-channel point-of-sale solution for lending. This product enables retail or broker loan officers to enter applications, choose and price loans, perform origination and processing activities, and get up-to-date status from the back-office fulfillment system.

ChannelMaster® Production is a networked, end-to-end loan fulfillment solution. It automates and streamlines all lending functions from loan application entry to closed, funded loan.

PriceMaster® is a rules-based engine and real-time product catalog that allows bank customers to self-select loan products at the point-of-sale. It helps lenders to manage their complex and changing loan eligibility, pricing, and rate lock rules across varied businesses, product lines, channels, and geographic regions.

Dorado's suite of solutions can be implemented as a single comprehensive Enterprise Lending System (ELS) ) that incorporates an end-to-end loan origination system with a pricing engine, or be implemented by individual standalone modules. For example, ChannelMaster Advisor is commonly implemented as a web-based agent storefront interface to a lender’s existing legacy LOS. In addition, Dorado's customers have the choice of customizing any of the solutions via a combination of professional services providers working with their IT group, or through a developer's solution suite that provides in-house IT training on the Dorado architecture and software.